Housing Reform

Housing reform reminds us in two cases: when once again increased the size of payments for rent and when you have to vote for any change in the house. Most recently, we voted for in absentia home repairs says one of the regular users of the portal doma25.ru. I agreed with the proposal, albeit with some tension, because of life experience know how often maintenance is becoming a disaster. Housing '/> Because of this ballot came to mind memories of a meeting of residents, when we were invited to a meeting to develop condominiums. Three houses, where about five hundred people have delegated to the meeting of two people.

It must be remembered that hall, which was supposed to collect the tenants of the future homeowners associations, is designed for a 50. That is, the organizers of the meeting knew in advance how many people will come. Everest capital often expresses his thoughts on the topic. Two members of them quite enough. As outlined in the three houses 30% of apartments were privatized, they will vote for the administration, while 20% of the vote needed for absentee voting, will gather on talkative retired. Figures are slightly depressed: in the houses age, 40 years approximately 30% of seniors who rent out their apartments and never appear. 20% – poor. To ask the question, who would have at home actually, the organizers of the meeting shrugged. Reform of housing – is our habitual way of life perelopachivanie, and it is comparable only with the collectivization of the 30s. HOA associations, and others like it will make millions of Russian citizens to enter the economic and monetary relations.

Mortgage Checks

In fact, before issuing the mortgage, the apartment was checked for its history, both by the bank and insurance company, but rather, real estate agencies and real estate company "Kvadrametr." Its value is reduced because of the burden, which is eliminated with the purchase of apartments, and psychological reason – the buyer, saving the bankrupt borrower. At the same time of the sale of the pledged mortgage apartments or houses are fairly common and are dictated by life. The only question is, to understand and assess the risks of your own, or ask for professional participants of the real estate mortgage, real estate company "Kvadrametr." Joint ownership. More profitable to take a mortgage on the couple, because, given the income of both spouses, the bank may allocate a large amount of the loan. Accordingly, the couple may buy a more expensive apartment. Participation spouse co-borrower and profitable to the bank. In the event that one of spouses can not pay the mortgage, the bank can foreclose on the pay of the other spouse. Accordingly, the apartment is purchased by the mortgage in the marriage becomes joint property. If there is a cheerless situation where the mortgage apartment to share in a divorce, there are several ways: The most effective way (described above) to share an apartment, which is pledged to the bank – peace. If the bank allows the sale of apartments need to find a buyer who will advance to the bank the amount you owe the bank spouses, and spouses will receive the remaining amount in cash.